Quick Answers to Over 250 Critical Questions About Your Home Loan
Editeur: Amacom
Publication: 2018
Edition n°: 3
ISBN: 978-0-8144-3874-9
e-ISBN: 978-0-8144-3875-6
Everything you need to know before you borrow?
Unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you're ready to buy a home. But how do you know how much house you can afford? What should you look for in a loan? What kind of paperwork is needed . . . and how do you improve your odds of getting a great rate? Mortgages 101 eliminates the confusion and stress with clear-cut answers to all your questions.
Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you've been looking for. Covering a wide range of topics — from negotiating the best deal to saving on closing costs — this revised third edition provides the latest information on:
- Application procedures
- Online lenders
- New loan and government programs
- Qualifying requirements
- Credit strategies
- Down payment assistance and zero-down options
- Guidelines for self-employed borrowers
- Bankruptcies and waiting periods
- Refinancing and home equity loans
- Consumer Financial Protection Bureau rules
- The Ability-to-Repay mandate
- And much more
This is THE book you need to read before you sign on the dotted line.
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